Question 1

How much does Mexican car insurance cost?

Accepted Answer

Mexican car insurance costs vary by vehicle value, coverage level, and trip length. Short-term liability coverage is priced by your trip length, while full coverage that also protects your own vehicle is based mainly on its value. A yearly policy lowers the cost of insurance per day significantly. A free online quote gives you an exact price in about two minutes.

Question 2

Can I purchase Mexican car insurance at the border?

Accepted Answer

Yes. You can buy online in about two minutes before you leave, or stop at our drive-through office (open every day of the year) at 223 Via De San Ysidro - the last exit before the border. We recommend having your coverage confirmed before you cross into Mexico.

Question 3

Does Mexican car insurance cover rental cars?

Accepted Answer

Yes, you can insure a rental car for Mexico. Your US rental coverage does not meet Mexico's legal liability requirement, so you need a separate Mexican policy. Bring the vehicle details and any rental-company permission, and make sure your rental agreement allows travel into Mexico.

Question 4

What happens if I get into an accident in Mexico?

Accepted Answer

Contact your insurance carrier right away using the 800 number provided to you at the time you purchased your policy - a proper Mexican policy sends an adjuster and legal assistance to the scene. Do not admit fault and do not leave until the adjuster arrives. Without Mexican insurance, an at-fault driver can face out-of-pocket liability and detention until responsibility is settled.

Question 5

Does Mexican car insurance cover theft?

Accepted Answer

Yes. Full-coverage Mexican auto policies typically cover total theft of the vehicle, along with collision and damage. Liability-only policies cover damage you cause to others but not your own vehicle, so choose full coverage if theft protection matters to you.

Question 6

Can I buy a one-day Mexican insurance policy?

Accepted Answer

Yes. Temporary Mexican auto insurance can be purchased by the day, week, month, or year. You pay only for the days you need.

Question 7

Is it cheaper to buy Mexican insurance online or at the border?

Accepted Answer

Online and our drive-through offer the same quality coverage. Buying online in advance is the most convenient - you get an instant quote and emailed documents before you leave. If you did not buy ahead, our drive-through at the last exit before the border (open every day of the year) has you covered.

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