If you are visiting Mexico by car, there is one requirement every tourist has to meet before crossing: a Mexican tourist auto insurance policy. Here is what US visitors need to know.
Why tourists need a Mexican policy
Mexico does not recognize foreign auto insurance for its mandatory liability requirement. As a visitor, your US or Canadian coverage will not protect you or satisfy Mexican law – so a Mexican tourist policy is essential. Here is why it is required and why US insurance falls short.
What a tourist policy covers
A Mexican tourist auto policy includes the legally required liability coverage, plus options for theft and damage to your own vehicle, legal assistance, and a bilingual adjuster if you are in an accident. You choose liability-only or full coverage and the trip length that fits – even a single day.
How tourists buy it
- Online in minutes: enter your vehicle and trip dates, get an instant price, and receive your documents by email.
- At the border: visit our 24/7 drive-through at the last exit before the border if you did not buy ahead.
It works for rentals and visitors too
Driving a rental car or borrowed vehicle as a tourist? You can still get a Mexican policy for it. Just bring the vehicle details and any required permission.
Visiting Mexico by car? Get the tourist insurance you are required to carry – fast online quote, covered before you reach the border.
Related guides
- Temporary Mexican car insurance: 1 day to 1 year
- Do you need Mexican car insurance to drive to Tijuana?
- What to bring to cross the border by car
Frequently asked questions
Do tourists need Mexican car insurance?
Yes. US and Canadian tourists must carry liability coverage from a Mexican-licensed insurer to drive legally in Mexico. Your home auto policy is not valid for Mexico’s requirement.
How do tourists buy Mexican car insurance?
The easiest way is online – enter your vehicle and trip dates for an instant quote and emailed documents. You can also buy in person at a drive-through near the border.
Is Mexican tourist insurance expensive?
No. Short trips often cost only a few dollars a day for liability coverage. You can choose liability-only or full coverage and pay only for the days you need.